★ Fractional CFO Advisory

Your business has outgrown a spreadsheet.

You don't need a full-time CFO — you need the right one, part-time. Get strategic financial leadership from a licensed CPA who already knows your books.

What changes when you engage
60–90
Days of cash flow visibility ahead
Monthly
Financial review with plain-English commentary
1 CPA
Direct access — not a call center or junior staff
0
Tax-season surprises with year-round planning

Starting at $750/month. Includes monthly P&L, Balance Sheet & Cash Flow review with written commentary and a dedicated strategy call.
The problem we solve

Most business owners find out
after it's already a crisis.

The numbers were always there. Nobody was watching them closely enough — or translating what they meant into action.

📉

Revenue is up. Cash is down.

Profitable on paper but can't make payroll? That's a cash flow timing problem — and it's fixable with the right visibility.

😤

Tax bills that blindside you.

A large tax bill in April is almost always a planning failure, not a tax failure. We fix that with year-round strategy, not just year-end scramble.

🤷

Big decisions with bad data.

Should you hire? Buy equipment? Take out a loan? These questions deserve more than a gut feeling — they deserve a financial model.

📊

Reports nobody explains.

You get a P&L every month. Does anyone tell you what it means, what's trending wrong, and what to do about it next month?

🏦

Bankers and investors want more.

Lenders and investors require clean, professional financials. Most small business books don't qualify — yet. We fix that.

Growing faster than your systems.

Crossing $500K, adding employees, or opening a second location? Your financial infrastructure needs to grow with you.

Who this is for

Built for businesses
at the inflection point.

Fractional CFO advisory isn't for everyone — it's for owners who are ready to stop reacting and start leading with data.

  • Revenue between $300K and $5M You've outgrown DIY bookkeeping but don't need a full-time finance team.
  • Hiring your first employees Payroll changes your cash flow equation entirely. Know what you can afford before you commit.
  • Seeking a loan or line of credit Lenders want to see organized, professional financials — and a business owner who understands them.
  • Planning to expand or invest A new location, equipment purchase, or product line deserves a real financial model first.
  • Tired of tax surprises Year-round advisory means we're planning your tax position all year — not scrambling in March.
Before & After
No idea where cash went
60-day cash forecast
Reports sit unread
Monthly plain-English review
Big tax bill in April
Year-round tax planning
Hiring by gut feel
Model before you commit
Loan applications denied
Lender-ready financials
Flying blind every month
KPIs & scorecard
Service tiers

Three tiers.
One consistent CPA.

Every engagement includes direct access to Cameron Pino, CPA — no handoffs, no junior staff.

Foundations
"I finally know my numbers."
$750
/month
Best for
Sole proprietors and small LLCs doing $200K–$750K who want to stop flying blind and understand what their numbers mean.
  • Monthly P&L, Balance Sheet & Cash Flow
  • Written financial summary & commentary
  • 1-hour strategy call per month
  • Email access for questions
  • Budget vs. actual analysis
  • Cash flow forecasting
  • KPI dashboard & reporting
  • Growth & scenario planning
Get Started
Strategic
"I'm building something real."
$2,500
/month
Best for
Businesses preparing to scale, seek investment, or plan an exit — who need investor-ready financials and a full strategic partner.
  • Monthly P&L, Balance Sheet & Cash Flow
  • Written financial summary & commentary
  • 2-hour strategy call per month
  • Email access for questions
  • Budget vs. actual analysis
  • Cash flow forecasting & monitoring
  • KPI dashboard & reporting
  • Growth planning & scenario modeling
Get Started

All tiers require a complimentary discovery call before engagement. Bookkeeping and tax services available as add-ons or bundles — ask about combined pricing.

The CPA difference

Not just a financial advisor.
Your CPA, in the room.

Most fractional CFOs are generalists. Peridot brings CPA-level rigor — which means your advisory work and your tax strategy are finally connected.

01

Tax strategy is built into every recommendation

Generic CFOs give financial advice. A CPA-led engagement means every decision — compensation, distributions, capital purchases — is modeled for its tax impact too.

02

One relationship, no handoffs

The same person who reviews your books does your advisory work. No "your accountant said this but your CFO said that" — it's integrated by design.

03

Corporate rigor at small business scale

Years in corporate accounting mean Peridot brings institutional-grade financial controls and reporting discipline — sized and priced for your business.

Corporate-level financial leadership.
Without the corporate price tag.
"Most business owners find out they have a cash problem after it's a crisis. Our job is to make sure you see it coming 60 to 90 days before it becomes one."
CredentialLicensed CPA — State of Texas
LocationMidlothian, TX — Ellis County
BackgroundCorporate accounting experience
DesignationQuickBooks ProAdvisor
Common questions

Straight answers.

Do I need bookkeeping with you to get CFO services?

Not required, but it's the most effective combination. If your books are managed elsewhere, we can still provide advisory — though we'll need clean, current financials to work from each month.

How is this different from just having an accountant?

A traditional accountant reports what happened. A fractional CFO tells you what it means and what to do next. The conversation is forward-looking, not just historical.

What size business is this right for?

Generally $300K to $5M in annual revenue. Below that, the Foundations tier still delivers value. Above $5M, we'll discuss whether a custom engagement makes more sense.

How does the monthly process work?

Books close, we review, you get a written summary and a scheduled call to discuss. Between calls, you have email access for questions that can't wait. Simple, consistent, and yours every month.

Can I bundle this with tax preparation?

Yes — and we recommend it. Clients who combine CFO advisory with tax prep get fully integrated planning. Ask about combined pricing during your discovery call.

Is there a contract or minimum commitment?

Engagements begin with a 3-month minimum to establish a baseline and start seeing real impact. After that, month-to-month with 30-day notice. No surprise fees, no hourly billing.

Start with a free
Financial Clarity Call.

30 minutes. No pressure, no obligation. We'll talk about where your business is, where you want it to go, and whether fractional CFO advisory is the right fit.